Purchasing a new car for college is the trade-off that we make for the yellow school bus. While some students receive an old car during their high school years, most students desperately wait for college to obtain their own mode of commute. Buying a car before college starts means you will have a fixed commute to college that will help you save in the long run. However, you need to carefully scrutinize a few key factors before you consider to purchase your automobile for the freshmen year. Purchasing a car for the first time does not mean that you should be clueless. Prior to walking into a dealership, you should have the complete knowledge about the current market scenario, the cars available on the lot and the average price of the car. Once you analyze different carmakers, you will be able to sort and select the car that is right for you in terms of choice and budget. For instance, Kia Soul is a vehicle known for its safety features and attractive interiors.
Alternatively, Honda Fit is an economic and easy car to drive amongst the subcompact cars. Therefore, work a little on your wants before you head to your nearest dealership as preparation will help you navigate to your correct college car. Even if you are working part-time, your current savings will not add up to the amount of the car. So, when you are out to make a purchase, applying for an auto loan makes sense. Adding a creditworthy co-signer to your loan application will make a huge difference in your loan approval. As you have little or no credit, the lender will scrutinize the financial standing of the co-signer on the auto loan. If co-signer seems to be a difficult option, consider a co-applicant. Having a co-applicant with a good credit score will ease your auto loan process and get you one step closer to buying your dream car. Buying a car will make you move around various dealerships before you finally find one that serves you well.
If you are not happy with the prices or if the dealership does not have the car that you desire, you are free to explore more dealerships in town. However, once you find a good dealership that offers you what you want, you should know the nitty-gritties of the deal. Make sure that you opt for a considerable down payment of 20 percent or more. It will help you to reduce your monthly payments and increase the chances of seeking a discount on the total price of the car. Thus, move around, ask your family members to come along and get a new set of eyes on the deal. Remember to pay more cash as your down payment to secure the best deal for your college car. Are you excited about test-driving cars and deciding if you should buy a fiery red or a cobalt blue shade? The most important thing during purchasing a car for your college is that it should be affordable and meet your basic needs. Having an affordable loan will boost your credit score and help you in strengthening your financial foundation. So, make informed decisions and get ready for buying your first car. Purchase the right car and make the most of your college car buying experience. Buying a car for your college is a big financial decision. So, it is essential to get the auto financing part right. Trust the loan expert for buying the car of your dreams. Work with the bad credit Washington auto financing company and obtain quick loan approval. Special no credit car loan available.
1. Your discussion should begin with a clear and logical step-by-step explanation of the theory behind the concept of “required return” on proposed capital investments. Explain how cost of equity, cost of debt, WACC, and allowances for various risk factors are involved in determining the “required return” on proposed international capital investments. Please write at least one paragraph for each step in the WACC process. 2. Discuss each single one of the main risk factors that should be allowed for (in addition to WACC) in order to determine the appropriate required return on this capital investment opportunity. Update for changes in government and policy in the past 12 months. Do these changes increase or decrease risk? Is the overall risk for each element low, medium, or high.? 3. Make a reasonable estimate of the required return, starting with a 12% weighted average cost of capital for the U.S. Write a paragraph for each risk factor, justifying your choice of t5he numerical addition to risk.
Post your responses to each of the above questions in the Discussion area. If you have an interesting insight, please reply to a classmate. Otherwise, please read all classmate posts. There is no need to post agreement or ask questions. Here are some instructions for the assignments in this course. • Always be sure to support your answers with facts and logical reasoning. Never guess or speculate. Avoid subjective opinions. Economics, finance and accounting are fact-based and your answers should be fact-based as well. Data driven analysis always trumps guesswork. • In your answers to all assignments, show that you have read the guidance materials and readings (quote them) and that you have understood, and can apply, the key concepts and methods (demonstrate it). • Be sure to show all your calculations for every numerical answer. That helps us see how you got your answer, and how well you understand each topic.
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